Connect with us


CAR PAYMENT CALCULATOR: How To Budget For A New Car 2022

Avatar photo



Screen Shot 2022 06 16 at 2.29.25 PM 1

Traffic jams and outdoor crowds have returned to the capital of the Philippines and 38 other cities and provinces after officials allowed businesses and public transport, including shopping malls, movie theaters, and restaurants, as a result of increased vaccinations.

Screen Shot 2022 06 16 at 2.29.15 PM

According to Bloomberg, Eleven cities in the Philippine capital region have shown “continued increase” in coronavirus cases in the past two weeks, the Department of Health said. About half of intensive care beds reserved for Covid-19 patients in the cities of Makati and Parañaque are occupied, while bed utilization in the capital region’s other areas remain low, it said in a statement late Wednesday.

In an effort to boost the pandemic-ravaged economy, authorities placed metropolitan Manila and 38 other regions on the lowest level of a five-tiered pandemic alert system from Tuesday to March 15 and lifted most health restrictions. However, residents aged 18 and older were still required to be fully vaccinated against the coronavirus and to wear face masks outdoors and in indoor establishments.

Public gatherings, such as birthday parties, weddings, sporting events, and family reunions, can resume in full force in Manila and the other specified areas. Restaurants can now remove plastic barriers from tables, and birthday parties, weddings, sporting events, and family reunions can resume in full. All government personnel have been instructed to report for duty.

The next best option would to buy your own private vehicle. Buying a car for the first time is a thrilling and significant endeavor! Before applying for a loan, it is beneficial to establish a realistic budget in order to make a more prudent purchasing selection. We do not want you to endure the horror of accumulating debts for a vehicle that costs more than you can comfortably afford. Let us do the math and assist you in calculating a price range that includes the car-related fees listed below.

In the excitement of purchasing a new automobile, many individuals overlook a crucial aspect: budgeting!
Few people truly take the time to determine what they can comfortably spend.


Typically, automobile buyers have their hearts set on a particular model, but after they arrive at the shop and add all the choices and extras, they discover that the price has risen dramatically.

Add auto insurance, taxes, and other dealer costs to this, and it’s easy to see how a person could be in over their head. This results in instances where individuals must finance more vehicle than they can comfortably afford, causing them to struggle to make automobile payments.

The price tag is the first thing that comes to mind when purchasing a vehicle. And with good cause – automobiles are pricey! But does that imply you have to empty your bank account to drive your ideal car? Of course, not. Here, we will examine ideas for purchasing a vehicle on a tight budget. So whether you’re in the market for a new or used automobile, continue reading for some useful suggestions!

Evaluate Prices

Several ways exist to save money when purchasing an automobile. Comparing costs is one of the most effective strategies to save money. Shop around for the greatest price on the automobile you desire, and don’t be afraid to haggle. Also, make sure to examine the rates and terms offered by several lenders.

Acquire a Used Automobile

Buying a used automobile is another option to save money. Used automobiles may be quite valuable, and there are numerous sites to find them, including internet advertisements and dealerships. However, while purchasing a used vehicle, it is crucial to conduct research and ensure that you are receiving a good price.


Consider a Certified Pre-Owned Automobile

Certified pre-owned cars have been examined and include a guarantee, which helps alleviate some of the financial strain associated with purchasing a vehicle.

Research Different Models

On the market, there is a vast selection of vehicles with varied pricing. To obtain a vehicle that is within your price range and meets your objectives, you must conduct research to identify the ideal model for you.

Evaluate Various Financing Options

Purchasing a vehicle can be more expensive than leasing, especially if you don’t expect to use it for very long. Examine your financing alternatives in order to discover the greatest bargain on an auto loan. Don’t forget about registration and insurance fees. When budgeting for a new vehicle, make sure to include insurance and registration fees.

Before you visit a dealership, you should consider the monthly automobile payment you can comfortably make.Did you realize that the true cost of car ownership does not end with the purchase price? In fact, there are numerous things for which you must prepare. Use this car budget calculator on to determine your total costs, including purchase, usage, and upkeep.

Screen Shot 2022 06 16 at 2.35.52 PM

On average, car dealers make more money from selling loans with high interest rates than they do from selling cars. Before you sign a loan agreement with a dealership, you should check with a local credit union or bank to see how they compare. Most of the time, you can save thousands of dollars by getting a quote from a reliable financial institution instead of going with the financing that an auto dealer will try to hard sell you.

Screen Shot 2022 06 16 at 2.36.05 PM

The website does not only help with car payments, loan rates among others but they also have an arcade where both adults and kids can enjoy together as a family. Play their free online driving games for free. They  have more than 20 free games that you can play right in your web browser. There are games like racing, obstacle courses, bike cruising, and crossing the road. Here are the some of the games that you should try:

Batman Goes Fast in Gotham City

Batman Gotham City Speed is a driving game for the LEGO Batmobile. Fight bad guys, avoid obstacles, collect LEGO studs, and power up the Batmobile for battle by doing these things.

Danger Mouse Extreme Turbo Racing Full Speed

Danger Mouse Full Speed Extreme Turbo Racing is a fun and exciting game about racing cars.

Clarence Ramps Careless

Clarence Reckless Ramps is a fun and silly wagon racing game with a ragdoll style. You help Clarence gain experience and power up his little red wagon by putting him on ramps.


Jacque is a travel, food and lifestyle blogger. At the age of 20, she started exploring instagrammable places, discovering fascinating cultures, trying various cuisines, and taking amazing photos from local and international travel destinations. Alongside her adventures, she passionately creates Hallyu content.

Continue Reading


  1. Avatar

    Apart Cy

    June 16, 2022 at 10:38 pm

    Thanks for sharing ,very informative

  2. Avatar

    Rowena Callo Villareno

    June 18, 2022 at 12:10 am

    Thank you for sharing very helpful and informative 💯 must read.

Leave a Reply

Your email address will not be published. Required fields are marked *